Without Cash

One of the most affordable ways to pay mobile bills - through bank payment orders or transfer money through ATMs. Given the concentration of financial institutions per square meter of Moscow and St. Petersburg area, this method is admittedly a very common, the benefit of interested in it not only users but also the bankers.

Creating for users all sorts of ways of paying bills, operators are in no hurry to build a network of branded point of reception of money from the public. Instead, they pay the costs of external entities that they are for making payments (plus any money for the organization of the service, of course - that the business was profitable). Therefore, banks and large dealer network and payment systems such as E-port, Cyberplat pleased to provide its small business customers in the payments. Confined to any one, "the feds" is not profitable and therefore if they begin to receive payments, it is usually immediately to all federal and local "Sotovik. However, special revenue major dealers are still not happy - as the press secretary of the Euroset Tatyana Gulyaeva on payments we have virtually nothing to earn. For us it is - keeping the image and increase customer loyalty. "

Many banks in the two capitals accept payments for cellular communication in their offices through a variety of payment systems - typically they use a digital signature, which guarantees full security of transactions. The commission for reception of cellular payments to the bank pays the payment system, and she, in turn, the operator. To take or not take a commission from the client determines the bank, but many banks do not charge a commission (it is enough that pays billing system). Given the fact that in Russia the number of mobile users exceeded the number of stationary users - receiving payments for cellular communication a good opportunity to increase the profitability of branches. By the way, these electronic systems provide the ability to accept payments for mobile communication, not only in Moscow but also in the regions - the main cause all branches to a common technological denominator.

When paying via ATM money transfer to the account subscriber is performed in real time, as opposed to paying in cash inside the cellular account is replenished immediately. You can pay cards VISA, Visa Electron, EuroCard / MasterCard, Cirrus / Maestro bank without deduction of any commission with the subscriber.

For more information on this subject can be viewed at the following addresses:

MTS-http: / / www.mts.ru/payment/

Beeline - http://www.beelinegsm.ru/wherebuy/wherepay/index.wbp

Megaphone - http://abonent.megafonmoscow.ru/pay/contracts/

MLS - http://www.mcc.ru/payment/

Sonnet - http://www.sonet-online.ru/uslugi.phtml?id=26

Credit card to pay for telecommunications services only in ATMs, terminals Eleksnet (not all) offices and operators. Salons and the vast majority of other points of payment do not accept credit cards - even MobaylTsentr, chief representative of the Beeline, refuses to make payments on the cards. The reason is clear: for each operation issuing bank charges the seller a certain amount, which is quite difficult to take into account when calculating the dealer with the operator. Another unpleasant news - some changes in the rules of mutual payments in conducting e-card Cirrus Maestro.As a result, now that not all operators accept these electronic maps and argue with the cashier is useless - are eligible.

We live with you on the "wild west", but because even the happy owners of credit cards in most cases can not be fully passed on to the operator cares about the timely completion of your account. It would seem a simple and user-friendly version of an automatic top-up is not practical - a pity. True, you can register your card at the office of the operator to continue to replenish the account sending the appropriate command from SIM-menu, but do it yourself and have to monitor the state of balance, too, need their own. Plus - the problem of recharge while roaming in this case remains relevant. Option acceptance-free withdrawals from the account still exists, but only for tariff plans with credit form of payment, and there are some nuances. In particular, disappears one of the important benefits of TA - the opportunity to pay by nearly a month of its billing as a mode of acceptance-free withdrawals, bill payment is made immediately. Another "Ambush" - an annual (or biennial) regular renewal of the card may result in financial losses (penalties for late payment) and even blocking phone. The fact is that when you make a payment to the bank receives information about the card expires, and if not match (map extended), the system generates a failure. Accordingly, the bill is not paid, and you're about it can not even guess until the inevitable in this case, the phone lock. Unfortunately, this is not the only potential trouble. According to a mysterious reasons (system failure or the notorious "human factor") is sometimes generated duplicate requests for payment and the amount of temporarily "disappear" from the account (locked). After a couple of weeks, the right balance of the card account is restored, but still unpleasant. In such cases, it helps out SMS-notification of all transactions conducted with credit card - neither "left" write-off money from the account will not pass unnoticed.

Some popular funds transfer directly from your current bank account - usually this procedure is "day" and the advantage is the fact that the list can be worth any value in rubles or dollars. To do this, call the operator's service, or visit the web-site operator, where you can find the details for processing payment orders. Managing your account can be made via the Internet or via wap-protocol mobile phone. Thus the command is given to and executed very quickly, which makes it possible not to be left without a mobile phone at the most inopportune moment. Now to some extent to the yield in wap "involved banks such as Guta Bank, AIB Akademhimbank", "Menatep St. Petersburg", JSCB "Ugra", "Rebirth," MDM-Bank, Avtobank, Krasnodar Bank Pervomaysky "Yekaterinburg" Northern Treasury ", Chelyabinsk joint stock commercial bank" Dorozhnik, CB Sodbiznesbank.

Step by step example of a payment through the Telebank